A fixed deposit account may be opened by any Personal/Individual/Minor/HUF/Firm/Company/Club/Trust/Society/Association etc.
We are member of Deposit Insurance and Credit Guarantee Scheme in which customers deposit is insured up to Rs. 5 Lac.
Fix deposit scheme is an attractive scheme to deposit your savings for fix period for 15 days to 120 months as per your requirements.
We provide attractive Interest Rates to our Customers from time to time.
We offer 0.50% extra Interest Rate to Senior Citizens (Age 60 years or above) on fix deposits.
Guardian can open Minor’s Fix deposit A/c. When minor turn major then at maturity he/she can withdraw the amount with his/her signature, after providing valid age proof.
We offer nomination facility for all deposit accounts.
We provide Monthly and Quarterly Interest payment to our customers on their existing Fix Deposits as per their instruction
Loan and Overdraft facility is available against Fix deposit receipt to pass 90%.
The maturity date of Loan and Overdraft Account against Fix Deposit is maturity date of Fix Deposit Receipt.
TDS on Interest income will be deducted as per Income Tax Act.